Brandon H. Crossley, “Reengineering Financial Security: A Machine Learning Architecture for Fraud Detection in Modern Payment Ecosystems”, Int J Mod Med, vol. 4, no. 12, pp. 34–46, Dec. 2025, Accessed: Mar. 01, 2026. [Online]. Available: https://intjmm.com/index.php/ijmm/article/view/119